Sanctions & consolidated lists
OFAC, EU, and UN consolidated sanctions lists as published through OpenSanctions. A hit surfaces the matched entity, the schema (Person or Organization), and the dataset it came from.
Sanctions & PEP screening
Sanctions and PEP screening for insurers, built on live OpenSanctions data.
InsureGuardAI screens insurance parties and ultimate beneficial owners against OFAC, EU, and UN consolidated sanctions lists, plus PEP and watchlist data, through a self-hosted Yente matching endpoint backed by OpenSanctions. Every screen returns a risk level and retains the evidence.
What gets checked
A screening request carries a party name, kind (individual or entity), optional date of birth, and optional country. Yente matches it against its configured OpenSanctions datasets and returns candidate hits with a caption, schema, score, and the dataset each hit came from.
PEP and watchlist exposure
Politically exposed person and secondary watchlist datasets are screened alongside sanctions in the same match call, so a party is checked against all configured OpenSanctions coverage in one pass.
Risk level per party
The highest match score across all hits sets the risk level: critical at 0.9 and above, high at 0.75 and above, medium for any positive score, low when nothing matched. An operator sees the level immediately, not a raw score to interpret.
Retained evidence, not just a verdict
The case, party, provider, dataset, match status, risk level, top score, hit count, and the full raw provider response are all persisted as tenant-scoped evidence, so a later audit sees exactly what Yente returned, not a summary.
How a screen runs
- 1
Create or reference a case, then add the party: name, optional date of birth, country, and role (for example UBO, insured, broker, or beneficiary).
- 2
InsureGuardAI calls the Yente match endpoint with the party as a Person or Organization query and receives candidate hits with scores and dataset provenance.
- 3
The operator reviews risk level, match status, score, and dataset hits, then clears or escalates the case. The case, party, and full raw match response stay on file as evidence.
Where this fits
InsureGuardAI is a Spot Suite product with a shared identity plane and OIDC login. Screening is deliberately scoped today: case records, parties, Yente-backed matches, risk status, and retained provider evidence, so an insurance operations team can test real screening without waiting for a full case-management suite. Bordereaux intake (premium and claims) runs alongside it in the same workspace — see bordereaux processing.